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West Bengal Chief Minister Mamata Banerjee on Wednesday announced the launch of a credit card scheme for students with a limit of Rs 10 lakh. The West Bengal government in order to facilitate the students and encourage them to pursue higher education, has introduced the student credit card scheme.
Taking to Twitter, Banerjee said that under the scheme, students will be provided a loan of up to Rs 10 lakh with an annual simple interest. The loan will be available for undergraduate, postgraduate, doctoral, and post-doctoral studies in India or abroad.
WB Student Credit Card Yojana
WB Student Credit Card Scheme has been implemented by the Government of West Bengal with immediate effect. Students can submit their applications for this scheme through the official website. To get this loan amount, the candidate has to apply online.
This scheme has been started by the Mamata Banerjee government as per the promises made in the assembly elections. According to the scheme, all eligible students can take a loan of up to 10 lakhs through WB Student Credit Card to complete their studies. However, till now the education department has not issued any official notification regarding this scheme.
Student Credit Card Scheme 2021 Details
|
Higher Authority |
Government of West Bengal |
|
Scheme Name |
West Bengal Student Credit Card Scheme (WBSCC) |
|
Scheme Launched By |
Chief Minister Mamata Banerjee |
|
Scheme Launched Date |
30 June 2021 |
|
Objective of Scheme |
To Provide Education Loan to Students |
|
Beneficiary of Scheme |
Students of West Bengal State |
|
Loan Amount |
Upto Rs. 10 Lakh |
|
Mode of Apply |
Online / Offline |
|
Article Category |
WB Govt. Scheme |
|
Official Website |
|
|
Helpline / Contact Details |
Toll-Free
Number – 18001028014 |
WB Student Credit Card Eligibility
Some general conditions and important information related to the scheme are being told in the article below.
1. The benefit of this scheme will be given only to the students of West Bengal.
2. The benefit of this scheme will be given only for studies. You cannot use this money for other work.
3. Education loans will be given only to students above class 10.
4. The time to repay the loan is 15 years after joining the job.
5. This loan can be used for institutional expenses and non-institutional expenses.
6. Students will have to pay a nominal simple interest of 4% for this loan.
7. With the provided WB Student Credit Card, students can take a loan of 10 lakhs.
8. The age of the student taking the loan should not be more than 40 years.
9. This loan can be extended to prepare for national-level competitive exams.
10. You will be given the option to extend the loan to prepare for exams like IITs, IIMs, NLUs, IAS, IPS, WBPS.
West Bengal Students Credit card required documents
Aadhar card
Residence certificate
Mobile number
Passport size photograph
Age proof
Ration card
Income certificate
Bank account details
WB Student Credit Card Amount
In this WB Student Credit Card, you will be provided an education loan up to Rs 10 lakh at an interest rate of 4%. WB Student Credit Card Amount can be increased by more than 10 lakhs. This loan can be extended for undergraduate, postgraduate, doctoral, and post-doctoral studies in India or abroad.
Important Links
WBSCC Scheme Apply Online Link: Students Registration
Student Login: Click Here
WBSCC Scheme Notification PDF: Download Here
User Manual: Click Here
WBSCC Scheme FAQs: Click Here
Official Website: https://wbscc.wb.gov.in/
